An Act relating to health carriers' standards of conduct, utilization review organizations, artificial intelligence, audits, prior authorizations and certificate of need processes (Acts Chapter 1087, 2026)
Iowa | HF 2635
Categories
Key Requirements
Regulates AI use in utilization review and prior authorization: AI may be used for initial review but may not be the sole basis for denying, delaying or downgrading a claim or authorization (per Becker's summary of the enacted law); also addresses carrier standards of conduct, audits and certificate of need processes.
Regulated Parties
Health carriers and utilization review organizations
Enforcement
Civil penalties referenced in related bill history; Iowa Insurance Division oversight
Sources
Notes
Not listed in the original research brief; identified during verification. Iowa therefore has two 2026 AI health laws.
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