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Health Insurance - Utilization Review - Use of Artificial Intelligence (Chapter 747, 2025)

Maryland | HB 820

Year Enacted
2025
Date Signed
May 20, 2025
Effective Date
Oct 1, 2025
Status
Enacted
Enacted

Categories

Payer Utilization Review

Key Requirements

Regulates AI, algorithms and other software tools used in utilization review: such tools may not be the sole basis for an adverse medical-necessity determination, must be applied consistently with the enrollee's individual clinical circumstances, and remain subject to state oversight and audit.

Regulated Parties

Carriers, pharmacy benefit managers and private review agents conducting utilization review in Maryland

Enforcement

Maryland Insurance Administration through carrier and private review agent oversight

Sources

Notes

Signing date confirmed by the Maryland General Assembly's list of bills signed by the Governor on May 20, 2025 (https://mgaleg.maryland.gov/Pubs/LegisLegal/2025RS-bills-signed-or-enacted-05-20-2025.pdf).

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